In a conference held on July 31, PMO announced of launching an e-voucher-based digital payment solution, e-RUPI on August 2. The initiative of e-RUPI is to “ensure that the benefits reach its intended beneficiaries in a targeted and leak-proof manner” limiting the touch points between the government and the beneficiary. In collaboration with the Department of Financial Services, Ministry of Health and Family Welfare and National Health Authority, National Payments Corporation of India(NPCI) developed e-RUPI on its UPI platform.
e-RUPI is a cashless and contactless instrument for digital payments based on a QR code or SMS string. The e-voucher is delivered on the mobile phone of the beneficiaries. It ensures payment made to the service providers are completed with any physical contact. The prepaid nature also ensures that there is no involvement of any intermediary. The users will be made to avail the voucher from the service provider without a card, digital payments app or internet banking access in its one-time payment mechanism. PMO said, “It is expected to be a revolutionary initiative in the direction of ensuring a leak-proof delivery of welfare services. It can also be used for delivering services under schemes meant for providing drugs nutritional support under Mother and Child welfare schemes, TB eradication programmes, drugs and diagnostics under schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, fertilizers subsidies, etc. Even the private sector can leverage these digital vouchers as part of their employee welfare and corporate social responsibility programmes.”